Current Hot Discussions:

Show Me the Money!
Belly up to the Financial Feasts table and talk turkey about money... what to look for, where & how? All money talk is fair game. Go

More Financing Help:
Hiring independent contractors, leasing equipment, receivables financing

Financing a new business

Looking for a venture capitalist

Trucking company financing

Construction biz startup

Idea Cafe's Feast of Financing
40+ Pages of Tips and Tools to Help You Get the Money Your Business Needs

First
• Get ready to Get Money
• How much money do you need? Find out fast with ... Idea Cafe's Instant All-in-One Budget Calculator
• What kind of financing is right for you?
• Getting emotionally ready for money: When money talks, what does it say about you?

Special Tips
• How long will it take?
• What to Know Before You Apply for a Loan
• Loan Agreements Understanding promissory notes
• Basic Financial Package Documents you'll need for getting any money
• Minorities Getting Money
• Women Getting Money

Special Problems
• Cleaning Up Your Credit
• Dealing with Financial Trouble What to do when you're at the end of your rope. Ideas on handling collections, creditors, bankruptcy, and guilt.

Icing on the Cake
• Financing Glossary Words you need to know so you can impress funders and sound like you know what you're talking about.
• Financing Resources Online help and links, offline help and books.

Where will the money come from? Here's the scoop on various sources...

DEBT
Borrowing Money
Credit Cards
Bank Loans
Line of Credit
SBA Loans
Personal Loans

EQUITY
Getting Investors
Venture Capital
Angel Investors
SBIC Small Biz Investment Co's
Private Placement
IPO Public Offering

CREATIVE FINANCING
Other Sources of Money
Friends & Family
Customers & Suppliers
Factors
Inventory Financing
Strategic Partners
Convertible Debt
Equipment Leasing

Grants
Idea Cafe's Small Biz Grant Center!
A smorgasbord of Biz Grants -- hopefully one might be a good financing fit to help your business.

Q & A with Idea Cafe Experts

The Real Scoop on SBA Loans
Kent Capener spills the beans on the SBA's goals, realities and ins & outs. It's expert experience on how the SBA can work for you in getting start-up capital.

Biz Plan Projection Advice
Consultant, Kent Capener, explains how to find the data you need to create credible financial projections for your plan.

Reduce Your Tax Bill!
Peter Soh, our guest CPA, forks over seasonal strategies for reducing your tax burden next Year.

What to Do When Funding Isn't There
Lillyvette Montalvo shares some strategies for jump-starting your biz venture -- even if you have bad credit and no bank loans. Find out what to do to increase your future financing odds.

Convenient Start-up Talk
Lillyvette Montalvo of Coffee Talk with Experts pours out straight talk on how to get financing for a convenience store (with gas station).

How to Convince Investor$
"Experience is priceless when wooing venture capitalists." Get more tips in Coffee Talk with Experts

Turn Lemons Into Lemonade at the Bank! Refused a loan? Feeling sour? We've got the ticket for improving your odds for the next loan request. It's expert advice for dealing with "Mr. Potter's descendants!"

Idea Cafe Helps You Find Investors
Ask yourself 3 critical questions to help you attract those investors.

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