Women Getting Money
If you're a woman business owner, you're part of one of the fastest-growing
segments of small businesses in the U.S. Some estimate that as many
as two-thirds of all new businesses are started by women. A recent
study by Dun & Bradstreet for Working Woman magazine
showed that women-owned firms are as creditworthy as firms owned
by men. In some categories, such as firms with over 20 employees,
they are superior credit risks, with 64% paying their bills on time
or early, compared to only 48% of male-owned firms.
But statistics don't get you a loan. The fact is you may face
bigger obstacles to financing than your male counterparts. But then,
you're used to this.
Helping to overcome the barriers are a number of special loan
programs designed to fit women entrepreneurs' needs, and more than
a few government agencies with resources helping women business
owners. The growing network of women entrepreneurs also provides
assistance, as do some Web sites oriented to women's issues.
Government Agencies
Web Links
Resources
Government Agencies
SBA's
Office of Women's Business Ownership
202-205-6673
Call for nearest branch of the this office, which offers workshops,
conferences, and financing information. The SBA also has over a
dozen publications for women-owned businesses.
On your home turf, check with these offices, which frequently
sponsor programs or even whole departments geared to women business
owners:
Small and Minority Business Trade and Commerce Agencies
Governor's Offices
Chambers of Commerce
Mayor's Office

Web Links
Creative
Investment Research Listing of women- and minority- owned
banks.
National
Association of Women Business Owners NAWBO provides seminars,
workshops, and information to women entrepreneurs.
Women
Business Net Electronic bulletin board for women business
owners.
BizWomen
Electronic bulletin board, posting of online brochures and business
cards for women business owners.
SBA's
Office of Women's Business Ownership
Resources
For information, education, networking opportunities:
American Business Women's Association
9100 Ward Parkway
P.O. Box 8728
Kansas City, MO 64114-0728
816-361-6621
For information and workshops on starting a business:
American Woman's Economic Development Corporation.
71 Vanderbilt Avenue, Suite 320
New York, NY 10169
212-692-9100
800-222-2933
For information on marketing, mail order, and computers:
Mothers' Home Business Network
P.O. Box 423
East Meadow, NY 11554
516-997-7394
For networking, technical assistance and management advice:
National Association of Women Business Owners.
1413 K Street NW, Suite 637
Washington, DC 20005
301-608-2590
800-892-9000
For information of special interest to black women business
owners:
National Association of Black Women Entrepreneurs
810-559-9255
For training, counseling and a revolving loan fund:
Women Venture
2324 University Avenue West, Suite 200
St. Paul, MINN 55114
612-646-3808
For information, education, networking opportunities:
Women's Initiative for Self-Employment
450 Mission Street, Suite 402
San Francisco, CA 94105
415-247-9473
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