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Expert Answers to Biz Questions
Listen in! Pick up some expert advice to a reader's question that we selected from CyberSchmooz.
What You Need If Your Business Uses Vehicles
While many businesses are based either online or locally, some rely heavily on commercial vehicles to get the job done. This might include an in-home delivery service or drivers who need to get from one job site to another. As the owner of a business that relies heavily on commercial vehicles, you need to ensure that both you and your drivers are fully protected. There are many different things that you need in order to make the process of using these cars, vans or trucks legal.
Proper Commercial Insurance
If you're planning on having cars or trucks available to your employees, you must have some type of commercial auto insurance. This insurance essentially protects the vehicle itself, its driver and your company assets. It is specific to allowing different people behind the wheel legally and safely. In general, the coverage protects against damages and other liabilities that are not often covered by personal auto insurance. You can easily obtain a quote for coverage online before making the decision to sign up.
Reliable Mechanic Shop
Like any other type of automobile, commercial vehicles need to be properly maintained. There are a few benefits to finding a reliable mechanic shop that you can trust. First, you'll be preventing any major problems from occurring by keeping up with general maintenance. This can prevent a large expense in the future in the event that there is more of a major issue with the truck, van or car itself. Secondly, when you keep the vehicle in good working condition, you'll be providing a safer ride for your workers. You need a mechanic shop that is able to take you on as a customer without long, grueling wait times, and you'll need one that offers these services at an affordable rate.
Trustworthy Employees with Clean Driving Records
Your employees need to have a clean driving record in order to operate any type of commercial machinery on and off the property. If they have multiple tickets, fines and marks against their license, it is dangerous to put them behind the wheel. Likewise, your insurance company will typically want to know this information, so you'll be saving money by only allowing responsible drivers behind the wheel. You should always run a license check when hiring new employees, and don't hesitate to run these checks annually to ensure that your employees are still in good standing.
Funds to Maintain Them
Having a fleet of cars, trucks or vans is a great way to provide services away from your physical office. However, as with any other type of automobile, you need funds to maintain them. Prior to purchasing a fleet of vehicles, you need to know if and how you'll be able to afford them long-term. Think about the fuel and oil that will be used to get them where they need to go, and the maintenance fees when bringing them into the local mechanic shop. If you do not have enough expendable money to keep these trucks in good working condition, you may not be ready to take them on as part of your company's assets.
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