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Expert Answers to Biz Questions
Listen in! Pick up some expert advice to a reader's question that we selected from CyberSchmooz.
The Biz Question
Know how to make claims for personal injury
Answer from our Guest Expert Rick Murphy
You can you an accident claim calculator to derive upon the personal injury you have faced because of an accident. If you are doing a business and you find that you are unable to work for sometime due to injuries sustained to you, then you can use an accident claim calculator to find out your loss and try and get compensation for it. Here are a few questions that you should know before using a personal injury calculator.
- When to use a personal injury calculator?
You should use an injury calculator when your medical treatment is over. Before you file for an injury claim, it is of utmost importance that you get your injuries diagnosed thoroughly. This will help you to derive at a medical expense which is more accurate and which you should include in your final settlement.
- When should you refrain from using the personal injury calculator?
Most of the claims for personal injury involves minor injuries which doesn't require you to hire an expensive lawyer immediately. For claims like these, it is very important to use the injury calculator in order to get a rough estimate of what the accident settlement will be worth. However, you should remember that when you are making an insurance claim, you should take the help of a skilled injury lawyer. Injuries can be long lasting and having a heavy impact such as permanent disabilities, lost limbs or even traumatic head injuries. In case of severe injuries, it is best to contact a lawyer or a solicitor who has expertise in the field.
- How accurate can be the result?
The personal injury calculator is not going to provide you with the final settlement amount. All it will do is provide an estimate of the worth of your injuries to an insurance company. There are dual opinions about this calculator. Some say that it is too simplistic and doesn't address the complexities of the personal injury claim of an individual. On the other hand, some are quick to express the opinion that it has a sophisticated programming base which helps insurance companies to arrive at a conclusion about evaluating insurance claims. However, you should remember that this calculator is more helpful for finding out how your specific settlement amount will be calculated rather than what will be the amount. Generally the three parameters included are: seriousness of your injuries, your total medical costs and the income you have lost.
After knowing all these you are probably wondering whether or not to use the accident claim calculator. In such a situation, you should remember that you can always have the option of bringing a lawyer further down in your claims process in order to reduce the cost of the entire process. With regard to this, you can always use the calculator in order to derive at the rough estimate of the settlement value and then involve a solicitor or lawyer down the line.
About our Guest Expert: Rick Murphy
Rick Murphy is a writer associated with debtconsolidationcare[dot]com. He holds his expertise in the debt industry and has made significant contributions to the field through his various articles.To get more debt related help visit: http://www.debtconsolidationcare.com/debt-settlement.html
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