The title of your post is LLC Protection, which leads me to believe that you may be erroneously under the assumption that an LLC provides some magical protection for your personal assets. This is a falacy.
You don't say what your business is or why you think you need to form an LLC. In many cases you don't need to go through the expense or hassle of incorporating. Most people do this routinely assuming that it provides additional protection. Speak with an attorney and an accountant before going down the wrong path.
Most small businesses, especially new businesses, will be required to sign a personal guarantee by vendors, landlords, suppliers, etc., which in effect overrides the so-called "protection" of your corporation.