I need help on some insurance information. For my party planning business which I will be doing part time until it grows...I am looking for insurance. I got some quotes, however, one place told me all I need for this home basedbusiness is Professional Liability. Antoher insurance company told me I need Event Liability insurance. I am confused and want to make sure all ends are covered. Does anyone have any suggestions for this small business??? Any suggestions on what I need or can start with?