I am in the beginning stages of starting my Bill Collector's Company which I will do 'in-house' but from home. If anyone has any experience in this field, please tell me your thoughts, good and bad. I do not have an accounting degree or collections experience. My background is 3 years preparing tax returns and 8 years Real Estate Sales and 3 years mortgages. I am 36 and feel like the clock is ticking and need to do something really fast. I thought I would have started my business 10 years ago, now I'm playing catch up, but I know I have to be very patient.