Sorry Sylvia, but I do have one more question for you. What do you mean by build out costs? Does that include building to suit the business owner? I am not able to find a building that is suitable for the intended purpose in the area that I want to do open shop. I think my only option at this time is to build to my specifications. Does that involve getting a contractor? I hope I do not sound dumb but this is all new to me and I just want to do it right so that my request for a grant is approved. Thanks again Sylvia. You sound like you are vey knowledgeable--you offered some sound advice. Many thanks, Pam