I have a house cleaning business that has steadily been growing. I would like to be able to continue this pattern, but will be needing help soon. I am trying to figure out the best approach for a new business to take when looking for help.

I am concerned that if I hire help that there would be a lot of costs involved, plus providing health insurance. What have other peoples experiences been when hiring employees. Do you need to provide health insurance? I am thinking that Obama will mandate it.

I have been told that 15% of small businesses that have independant contractors help them are being audited. I am not the best record keeper, so this is a scary thought to me.

Any thoughts?