Unless you're proficient at html the process of building a website is very time consuming. Even with proficiency it takes a great deal of time which is one of the reasons having one built isn't cheap.

If you don't have a lot to spend and it's going to be a relatively small site you might post your needs and what you're willing to pay on Craigslist.

Fortunately website work is very easy to do over the internet. It's not something that you have to visit their office etc. My company is based in Los Angeles and our website people are in Atlanta. Between instant messaging, email and phone as a last resort we can get everything done as needed. In fact, I've never met the people that do the work on our site....just keep sending them checks.
Good luck
Denny