I am spending 500.00 a week on a rental van for my business because of poor credit rating. I make weekly rental payments to Ryder that are eating up my profits, and putting me further into the poor credit rating category. We scrimp and save on everything we can just to make ends meet, and still they are not quite coming together. I am almost to a point of selling everything I own to come up with cash to get into an owned van. Where is all this business credit that was suppose to be opened up for us small guys. If I had what most lenders require, I would not be seeking the capital.