It is difficult to obtain funding through traditional lenders even with great credit. If you have bad credit you can forget about bank loans. And investors have no interest in little start ups.

Realistically, what you will need to do is first put together your business plan so you know exactly where you stand; how much funding will you need, how much money do you have to put into the business, etc.

Then ask yourself if you can work at a job that will allow you to build your business "on the side" and clean up your credit score? Or can you scale it back to keep the start up costs as low as possible?

You can also try peer to peer lending groups, although a good credit score is a plus, you can still get funded with bad credit.

Sylvia
http://smallbusinessstartup.biz
Startup & Biz Plan Help
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