;( My husband lost his job July 30, 2007. Fifteen days after moving to a new house, we have four (10, 4, 2, & 8m) kids and I stay home with them. He has been a commercial electrician for 20 years and moved up in the feild to PM and head of operations including head estimator. Needless to say, he is well rounded. I have excellent skills in administrative duties and have started my own business before (prior marriage)and also ran the office of an electrical contractor. Sooo, here we are, an L.L.C as of Oct. 5, 2007. My delima is this: we did not do a start up loan, we subcontracted to my brother who owns his own home improvement company and he is 1099ing us for the misc jobs we have done and has been paying us in my husband's name, which has been deposited in our personal account. Now that we are an L.L.C, I opened a business account and all checks that are made to our company go there. We also had to hire an employee who gets paid $600 under the table (I know, I know), he was hired Oct 18th. We pay everything out of our personal account then transfer the funds from our business account,if available, to cover. Our income as been sketchy, nothing consistant. In fact maybe $2000.00 this month, but we also got a big job that we will make $28,000 profit from and will get at the end of this month. My brother had to finance the materials for us and he will get paid $10,000. Anyways, I have not been able to pay taxes, our employee isn't paying taxes, every penny we make goes to personal debt (mortgage, bills, etc) and company expenses. Somehow we have made it this far, but I need advice if it will be okay to start "fresh" in January when I have some capitol and then start paying the income taxes and so forth. As for the past five months I haven't been able to do anything legit because I have had no idea what we were making from one week to the next, if anything, and every penny has been keeping our heads above water. Please advice, and would love to hear some horror stories that turned out to be okay. My husband is gone 18 hours a day, 7 days a week trying to make this work.