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Forum nameFinancial Feast
Topic subjectRE: Need to refinance, have to many credit cards
Topic URLhttps://www.businessownersideacafe.com/forums/dcboard.php?az=show_topic&forum=105&topic_id=461&mesg_id=467
467, RE: Need to refinance, have to many credit cards
Posted by Peggy Fair, Mon Dec-24-07 06:11 PM
I think the best thing to do is to go with a credit union. Credit unions don't raise your rates just because your fico score went down. This is something that only the banks do. Try to find a credit union in your area that you are eligible for and let them know that you have perfect payment history just high debt load and of course they would run a credit check and do a manual review and more than likely you will get a loan at a good rate. If/when I start a business, I only plan to deal with credit unions when it comes to any financial needs.