Try www.countmein.org they do micro loans and have other programs and advisors for micro to small businesses. Also try Accion USA they also do micro loans and such.

The internet is full of organizations and companies that can help. Just do not be so desparate that you fall for a scam. Check with other business owners, governmetn agencies and other busienss forums to see if they are legit.

This will take time and research to find solutions. HAve you asked your employees about partnering with you in the diner.

Maybe a couple of them will be interested in coming aboard as a partner and for a percentage of the company help pay some of the back bills. This way it is just all on you but now a a group of you.

Talk to a lawyer first before presenting this idea to the employees.