Darren...

You have a lot of things going for you. Your credit scores are good, you have experience in marking and hospitality and adventure. BUT, and it's a big BUT.

You're going to need a strong businessplan, and a lender who's comfortable with foreign lending, preferralbly a bank that might have branches in Costa Rica...otherwise in the event of default they have no recourse or it's very expensive for them. The other hurdle is going to be the $50k down. Most lenders are going to want you to put up at least 30% and maybe more for an offshore loan.

Your businessplan is going to have to address why they only run it 6-months a year and you feel you can build it by going for all 12. Is it a weather issue or something else that prevents it from being open 12 months. Also, the 165k it nets now will be quickly consumed with the debt service on the two loans. What are you going to live on?

If the numbers are accurate it seems like a pretty fair deal, especially given there's real estate involved. Have you spoken to a lender in CR?

Hope this helps
Denny