Help!

After 13 years in the industry, I'm finally starting the upscale retail florist shop I've always wanted. I have a BS in Business Administration, have completed my Business Plan, have a lease that'll be ready to sign at the end of this week for a retail suite right next door to a brand-new Starbucks (great foot traffic!), and a venture capitalist interested in providing financing for fixed assets...but I need WORKING CAPITAL to get the doors open!

I need $150K for the first year's expenses, but don't have 25% of that as owner's equity, like a 7(a)SBA loan requires. I left regular employment 2 weeks ago to pursue this business full-time, so I've lost my verifiable income (thus, can't get a secured loan on my husband's salary alone). I'm the most well-off person in my family, so no investor/lending opportunities there.

Anyone have ideas on finding $$$ to get a good business up and running?!?!

THANKS!!