I have 1500 in my biz account that is to be used for unexpected expenses, as outlined in my plan. So far, I have invested about 12000 in operating, equipment purchases, expenses with 3000 in cahs infusions from me and sales.

It comes to about 24% of what I am asking for. At this time, there is nothing that I can put up for collateral. Isn't this the reason people go for the SBA-backed loan? To have a portion of the loan guaranteed by the SBA?

Very frustrating to come this far, do all this work to be held up because I just don't have any more money. If I had it, I wouldn't be asking for it, right?? Arggh! I hate banks!

LOL.