Trying to start a restaurant is very difficult and very costly. If you have no experience it will be that much more difficult if not nearly impossible. You will not be able to get a loan without the experience behind you to help convince the lenders that you will be able to pull this off.

However, your idea could work as a catering business. That would work especially well with your lunch deliveries to the seniors in your community. Try thinking in smaller terms rather than as a full out restaurant.

Write out your business plan so you know how you will fund and market your business.