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Expert Answers to Biz Questions
Listen in! Pick up some expert advice to a reader's question that we selected from CyberSchmooz.
Five Home Warranty Fallacies Debunked
A home warranty is actually a feature in the sale of your house. In this scenario, the owner usually pays a few hundred bucks for any one-year warranty for the repairing of home’s major items, for example, the air conditioner, hot water heater, and appliances for the kitchen.
This usually gives your buyer some coverage during thefirst year of possession knowing that if anything stops working, it'll be covered.
Although home warranty companies can be an extra standard of protection for your house, some people may have decided not to buy one, and some others may not know what one is. If you’re asking yourself how your home warranty can help you protect your property, listed here are 5 myths and misconceptions debunked. Read them carefully and get rid of all your misconceptions about home warranties.
#1: “I don’t know exactly what a home warranty is, so I don’t need one.”
The better you know about your home systems and kitchen appliances in your house thatare protected by a home warranty, the better you may likely understand the value. Home warranties generally cover big-ticket things, like your central heater, air conditioning unit, pipes, power systems and home equipment - some of the important things you use on a regular basis. Your home warranty can help cover the maintenance or changing parts of covered things that stop working due to normal damage.
#2: “A home warranty is pricey; it’s not worth the cost.”
Have you seriously considered how much it could cost if you replace your major home system? In accordance with HomeAdvisor, the normal cost of changing a central heater may vary from $2,298 to $5,550. Normally, a standard home warranty could cost between $350 to $500 annually, says Realtor.com.
#3: “I don’t want a home warranty because I have new home appliances.”
The fact is that new things may stop working, too. Without any warranty, you will be leaving yourself open to any potentially costly repair on your new appliance.
#4: “I maintain all my home appliances and systems so that I wouldn't need any home warranty.”
Equipment failures sometimes happen all of a sudden, even to the most mindful people. Routine upkeep can be a good thing and definitely helps, but it has some zero guarantees that things may not make a mistake.
#5: “I have property insurance. Therefore I don’t need a home warranty.”
This is the common myth. Home insurance and a home warranty are a couple of separate things and give different protection. Home insurance may cover items that break down due to a surprise event, for example, theft or fire. However, a home warranty is a contract that gives the replacement or repair of covered items once they stop working due to normal deterioration - issues that can certainly happen to almost any homeowner sooner or later.
Make sure you consider all of the points and then determine if a home warranty may be good for you and your house.
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