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Expert Answers to Biz Questions Listen in! Pick up some expert advice to a reader's question that we selected from CyberSchmooz. Benefits of the Business Credit Cards   You have big dreams so laid the foundation of the small business. The business is growing slow and steady. The entrepreneurs can take their businesses to a great height with the usage of the best business credit cards. Surveys Report; Success of Small Businesses Different surveys reports, 70 percent successful small business owners are utilizing the business credit cards. The consequences show the validity of these cards. Advantages of the Business Credit Cards Rewards associated with the business credit cards fascinate the entrepreneurs. They have to pay the nominal fee for the best business credit cards, but their benefits overweigh the expenses. Business Perks The business perks are big enough to oxygenate the small business. You can also enjoy the long trips and free residence in the luxury hotels. Set limits The credit card user knows that the misuse of the card could push the business to the wall so he/she can set limits on spending. Increase Business Credit Scores Quickly The impressive credit scores can help you with the financial problems. The best business credit cards are handy tools to increase the credit score. However, you must pay fees timely to enjoy the privileges. Personal Transactions and Business Trisections You can keep the personal and business transactions separate with the use of the business credit cards. In result, you don’t have to differentiate the taxes and bills because you have discrete credit cards. Get rid of the Cashflow Problems Cash flow is a common problem for the significant number of businesses. This issue is the primary cause of business’ death. Take a logical step, use the business card wisely and infuse a soul in it. High Limits and the Prevention of Cash Reserve The cash reserve problem occurs when you have limited financial and bought business products. The business credit card is a reliable option to avoid this problem. Employees’ Perks You have to play all tricks to fascinate the customers to make your business large. Provide credit cards to your salesmen so they can entertain the potential customers when needed. Set the card limit and track the expenditures. Credit History and Qualification for the Business Credit Card It’s a very easy to qualify for the best business credit cards. Banks and the other lenders welcome the emerging business owners happily. It is another attraction of these cards. Downsides of the Business Credit Cards The business credit cards have some limitations, but one can overcome them by taking wise steps. •    Higher Interest Rates •    Personal Liability Agreement •    Security Issues •    Fluctuation of Terms & Conditions Use the Business Credit Cards Effectively Formulate some strategies to avoid the extravagance; otherwise, the business credit card could bring untold problems. Accountability The accountability is the fundamental prerequisite for the accurate use of the credit card. You must have clear policies regarding expenses, and employees’ freedom to use the card. It’s a better to write it and spend money accordingly. Set Up Activity Alerts Ensure that you receive the text and email alerts. Be watchful to keep things in order. Enter your search terms Submit search form       Search Idea Cafe Web Small Business Tax Center • Idea Cafe Home • Sign Up • Biz Grant Center • CyberSchmooz •Coffee Talk with Experts • People in Biz Profiles • Starting Your Biz • Biz Planning • Running Your Biz • FREE Trade Publications • Marketing • Financing Your Biz • Human Resources • Legal & Biz Forms • Managing Your Biz • eCommerce • You and Your Biz • Gen X • Work@Home • The Fridge • De-Stress • Send an Award • Send an eGreeting • Yoga @ Your Desk • Web Guide • Idea Cafe in the News • About Idea Cafe • Advertise on Idea Cafe • Contact Us • Privacy Policy • Site Map • Small Biz News Copyright 1995-2023, Idea Cafe Inc. Downloads are for personal use only, not for resale to others, and may not be reprinted in any form without written permission from Idea Cafe Inc. DISCLAIMER: We hope whatever you find on this site is helpful, but be cautioned that it may not apply to your own situation, or be totally current at any given time. Idea Cafe Inc. and all of its current and past experts, sponsors, advertisers, agents, contractors and advisors disclaim all warranties with regard to anything found anywhere on this family of websites, quoted from, or sent from Idea Cafe. and its related sites, publications and companies. We also take no responsibility for comments published by others on these pages. TRADEMARKS: The following are Registered Trademarks or Servicemarks of DevStart, Inc.: Idea Cafe®, Online Coffee Break®, The Small Business Gathering Place®, Take out Info®, Biz Bar & Grill®, Complaint-O-Meter®, A Fun Approach to Serious Business™, CyberSchmooz™, and BizCafe™.