Victoria, the very first thing you need to do is write your business plan. That way you know exactly how much you will need for start up costs. You will learn very quickly that start up costs will likely be in the tens of thousands of dollars. If you are relying on grants for your start up costs, you are going to be disappointed. Grants are generally not offered for small business start ups. If you do find any, they will likely be very small and not likely to make a dent in your total funding needs. Besides, the chances of winning a grant are remote.

This is not to say your dream of starting a restaraunt won't happen. But you need to be aware of the fact that you need to be able to fund quite a bit of your start up yourself. If you qualify for an SBA loan you still need to contribute about 30% of the total cash requirements yourself. They do not lend you 100%. To even apply for a loan you must have your business plan in hand.

So, first concentrate on that crucial task so you know where to turn next. See below for help with that.

http://www.smallbusinessstartup.biz/plan/